Expert Mortgage & Protection Advice At The Mortgage Store
Don't Just Take Our Word For It
The Mortgage Store
Introducing Daniel Jones
I have been in financial services for over 20 years, both working for some of the mainstream lenders and also as an independent mortgage broker. I am always happy to help my clients to achieve all of their property goals and particularly specialise in self-employed clients and first time buyers. When I’m not working, I am mainly kept busy spending time with my four children and trying to fit in the odd game of golf or darts
What Does a Mortgage Broker Do?
Daniel Jones from the Mortgage Store in Cirencester explains the services offered by a broker.A mortgage broker is your best friend when you’re looking to either buy a property or refinance your current home. Our job is to assist clients in securing a mortgage, by analysing your financial situation.
We shop around for the most suitable deals from various lenders and then guide you through the application process. A mortgage broker’s ultimate goal is to find you a mortgage that aligns with your needs and your financial circumstances, and then help you through the process to make sure everything goes as smoothly as possible.
The difference is that a mortgage broker works independently and has access to a wide range of lenders, including the banks, building societies and other financial institutions. We compare multiple mortgage options to find the most suitable mortgage for your specific needs.
On the other hand, a high-street bank or building society only offers their own mortgage products. This limits your options. A mortgage broker’s access may result in finding a more competitive or a more tailored mortgage solution for you.
We offer many services, including liaison between the different people in the processes, like the estate agent and solicitors. This helps for ease of completion.
We offer an Agreement in Principle service for First-Time Buyers and home movers, which helps you make an offer on a property and provides confidence to the seller that you’re a good, qualified buyer.
We also organise Buy to Lets and remortgages, finding the most suitable deal once your current deal comes to an end. That will save you perhaps paying more than you need to. There are lots of different things which contribute to the whole process.
As soon as it’s crossed your mind. It’s really important to do this before you do anything else, as it will give you an idea of what options are available to you. We’ll explore how much you can borrow so you know what type of property you can look at. You’ll know roughly how much is going to cost you, so you can be sure of your budget and stick to what’s affordable.
I’ve been in the finance industry for about 20 years. That will obviously show my age, but I have a good wealth of experience. I’ve worked for some high street lenders and for brokers. I’m well placed to help make dreams happen for my clients.
The Mortgage Store Cirencester is a very new venture that I’ve just started. But I’ve got plenty of experience in the industry to be able to help my clients.
Absolutely not. The initial consultation is completely free – and that’s where we get an idea of what you’re looking to do and how we can help you to do that.
The best advice would be to go onto our website and put an enquiry form in – we’ll contact you as soon as possible and we’ll guide you through the process.
PLEASE NOTE: YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH YOUR MORTGAGE REPAYMENTS.
